Skip to main content

Invoice finance is available to all industries and sectors and can help to ease cashflow pressure.

Invoice finance allows you to access cash that is currently tied up in outstanding invoices. When you raise invoices with payment terms (eg. 30/60/90/120 days), the lender simply advances up to 90% of the value to you.

When the your customer pays the invoice, the lender will pay you the remainder of the funds, minus their fees and charges. When it comes to collecting the full invoice amount, you can either do this yourself, or let the lender do it.

Chasing up the outstanding invoices yourself helps you to maintain some confidentiality – your debtors will not know that you have taken out invoice finance. This option of invoice finance is known as invoice discounting.

Letting the lender chase up the invoices is known as invoice factoring and as the lender will contact your debtors directly, they will be aware that you have taken out invoice finance.

Funds can be released instantly, giving you the cash you need to meet the daily costs of running your business, without having to wait for anything from 30 to 120 days until the invoice is due. Invoice finance is a useful ongoing credit facility that can keep the cash moving into your business.


Businesses In a range of sectors.

Haulage & Logistics

Renewables & Green Energy


Waste & Recycling


Prestige Vehicles

Construction & Plant Hire

Agriculture & Equestrian

Professional Practices


Grovelands Business Park, NN6 8FB

WSC Finance Ltd is a credit broker and not a lender. We are authorised and regulated by the Financial Conduct Authority. FCA FRN 986899. WSC Finance Ltd is registered in England under company number 14377080. Registered address The Mill, Pury Hill Business Park, Towcester, NN12 7LS.

For details about how we use your personal data, who we share it with and your data rights, please read our Privacy Policy which also covers how we will earn a commission from our lenders.

Complaints Policy