Who are we?
WSC Finance Ltd (“We”) are a credit broker and not a lender. We are authorised and regulated by the Financial Conduct Authority: FCA FRN 986899. WSC Finance Ltd is registered in England under company number 14377080.
Who regulates us?
The Financial Conduct Authority (“FCA”). The FCA is the independent watchdog that regulates financial services. Use this information to decide if our services are right for you.
We are authorised by the FCA to provide Credit Broking, Debt Adjusting and Debt Counselling.
You can check this on the FCA’s register by visiting the FCA’s website www.fca.org.uk/register or by contacting the FCA on 0800 111 6768.
Whose products do we offer?
We can introduce you to a select panel of lenders, a list of which is available on request.
We will only introduce you to these lenders. We do not offer independent financial advice.
You are under no obligation to use the financial products that we offer, other providers may offer similar products that may or may not meet your needs.
Which service will we provide you with?
The service we provide is on a non-advice basis, we will however provide you with enough product information for you to make a decision on an informed choice basis.
You may obtain free, independent financial advice from the Money Advice Service at www.moneyadviceservice.org.uk
What will you have to pay us for our services?
We will receive a commission payment or other benefits from the lender(s) we introduce you to. This may vary based on the product, lender or amount borrowed. You may ask us for details of such payments.
We may also charge you a fee directly which will be pre-agreed in writing prior to activation of any credit agreement. This will be disclosed to the lender(s).
What to do if you have a complaint
If you wish to register a complaint, please contact us:
In writing: WSC Finance Ltd, Suite 4, Grovelands Business Park, East Haddon, NN6 8FB
By phone: 01604 266 377
By email: [email protected]
If we cannot settle your complaint to your satisfaction, you may be entitled to refer this to the Financial Ombudsman Service (“FOS”). You can find the FOS’s details at www.financial-ombudsman.org.uk
How do we handle your data?
WSC Finance Ltd is also governed by the Data Protection Act. This ensures any information you give to us is secure and confidential. This information may be passed to other groups and affiliated members including our panel of lenders. Without this information WSC Finance Ltd is unable to process your enquiry or application. Under the Data Protection Act you may have this information restricted or removed by telling WSC Finance Ltd at a later date. If you provide information and later wish to have this data restricted or removed from WSC Finance Ltd, please make contact on 01604 266 377 to request this. You can view our Privacy Policy by clicking here.
